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The answer depends on the work's intent. If the characters are thinly characterized and stereotyped because the work's main attraction is a sensationalist plot crammed with dramatic events, then we call this a melodrama. Wikipedia reports that a Professor Ben Singer has identified "moral polarization" as one of the key elements of melodrama. On the other ...
A neutral term: black and white morality. Good and evil are unambiguously defined and, while a character can have faults, we never doubt its moral standing. Typical example is The Lord of the Rings and Hobbit. The Silmarillion would be a bit of a stretch, especially when it comes to The Children of Húrin.
I don't know of a general, well-accepted term for such stories. But I would say that "boring" and "simplistic" may or may not apply. There are many reasons why a story could be boring or simplistic other than having characters who are all good or all evil. And the converse is also true. A story whose emphasis is on plot development or the solving of a ...
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